The H&R Block Dollars and Sense challenge – coming to schools

Wouldn’t it be great if every student were educated on the basics of personal finance, so that when they went into the real world, they knew how to manage their financial life?

Wouldn’t it be a refreshing change if high-school graduates knew not to sign up for credit cards when they went on a college campus because of the long-term damage misuse can cause?

Wouldn’t it be a personal success if a teacher could stand up and say “My guidance prevented that love-sick 22-year-old from buying a beat-up car on a credit card so he could drive and see his girlfriend”. That wasn’t me at all……. (ok, it was. But I have been reformed since then.)


Now it’s time to make sure these things comes true.



While there are many high school syllabus’ on personal finance, the H&R Block Dollars and Sense program has taken it a step further. They are offering grants and scholarships for entire classrooms to learn about personal finances through playing the “Budget Challenge”. The “Challenge” involves games, making smart decisions and scoring well on quizzes. Students will be given (play) paychecks, 401(k) accounts, and bills and be challenged to stick to a budget but also save the most amount of money.

Did I mention that the student with the highest score in the country gets a $100,000 scholarship, but there are also 192 other classroom and individual scholarships available? Learning and getting cash – that’s my idea of fun!



With sessions running from October through April, you (a teacher) should be able to find time to fit this challenge into your current curriculum. If not, you may want to think about what skills your kids are missing out on.

You can find out more here: Happy learning!


This post is sponsored by H&R Block written by Dave Grant of Finance for Teachers.