Uncovering secrets: The self-directed K-12 403(b)

Only available with a couple of vendors – Fidelity and Aspire (and Vanguard where they can be found) – this option allows you to not have a representative assigned to your account to help you manage the investments.

What do the “Higher-Ed” 403(b) lawsuits mean for the K-12 space?

While the result of these suits would be great progress in the world of retirement planning, I’m left scratching my head and pointing to the elephant in the room: What about the 3.5 million K-12 teachers and their 403(b)’s?

Why (almost) every teacher needs a financial advisor

When I talk to teachers at various points in their career about their financial concerns, the one response I seem to hear is “I wish I had one of you earlier”.

I am married to a teacher, how should we save for retirement?

The concerns held by teachers about their long-term benefits are not just held by them, they’re also a concern for their spouses. So what do I suggest when it comes to saving for retirement?

How to choose a 403(b) vendor

How to pick, or evaluate, a 403(b) vendor? It’s often not as simple as how the rep explains the product. Find out how with our in-depth steps.

“It’s time for your 15 minutes, Mr Grant”

I’ve never been on network TV before. But I recently got to check that off my to-do list. Let’s talk about “how teachers should manage their finances.”

The Sterlings (Part 7): Finding a Financial Advisor That Fits

Without understanding what to look for in a financial advisor, many of us ask friends or family for a recommendation. But how should you choose an advisor that is the best fit for your circumstances?

The Sterlings (Part 6): One Investment or Many?

Feeling pressure to put all your eggs in one basket? The right financial advisor should help you design a plan that’s as multifaceted as your goals.

Should I change my 403(b)?

When was the last time you looked at your 403(b)? I mean REALLY looked. You might to change which vendor you use.

Why (almost) every teacher shouldn’t use a 403b

A 403(b) is the staple of a teacher’s retirement savings plan – it’s not abnormal to run into a salesman in the hallway or teacher’s lounge, so many teachers end up using them. But they may not be the best account to use, and in many cases, many teachers shouldn’t be using them.